FREQUENTLY ASKED QUESTIONS
Béton Capital is a Swiss real estate investment company. We increase our capitalisation through bond issues by investors wishing to invest in real estate and invest these funds in Europe in quality residential property.
Béton Capital was founded by Alexandre Courtaud and officially launched in 2020.
Alexandre is the company's CEO, responsible for the strategic direction and operations of the business. Alexandre, who sits on the board of Béton Capital, is also a private real estate investor and was previously CEO of AF Solutions, an insurance and investment advisory firm. Alexandre studied law at the Université Paris-Dauphine in Paris, France.
Béton Capital was then joined by private shareholders active in investment property.
As with any interest-bearing investment based in Switzerland, the interest paid by Béton Capital is subject to Swiss withholding tax.
Depending on your situation, withholding tax may be refunded. To find out more, click here.
If you would like to invest in residential and commercial property with us, you can find information here.
Better still, contact us directly and we'll be happy to answer all your questions here
Béton Capital is committed to protecting the privacy and confidentiality of information. This includes, but is not limited to, physical and electronic procedures to protect information from loss, misuse, damage or alteration by unauthorized access. Some of the central features of our security programme are:
- Internal and external review of our public and non-public websites and services;
- The use of specialised technologies such as firewalls and encryption ;
- Rigorous, multi-stage testing of the operability of products and functionalities before they are exposed to the Internet, as well as updates for known vulnerabilities;
- Monitoring of our systems infrastructure to detect weaknesses and potential intrusions.
Béton Capital is mainly financed by shareholders' equity.
The company has also developed strategic partnerships with banks and property finance specialists in Europe.
Béton Capital is a team of professionals with experience in real estate and finance.
You can find out more about us here.
The main difference lies in the allocation of their interests.
BC Croissance pays interest in the form of monthly distributions, which constitute passive income for the investor without any loss of capital.
BC Revenu capitalises interest annually, which generates compound interest and optimises capital growth over time.
There are no fees for the investor, neither investment fees, nor management fees, nor even withdrawal fees.
You can withdraw all or part of your investment at any time without charge or penalty, subject to 12 months' notice.
Yes, at any time and under the same conditions, in tranches of CHF 500 or €500.
All you have to do is specify the number of your investment contract to which you want your payment to be credited in the transfer details.
Béton Capital's investors have a wide variety of profiles, but what they have in common is that they have capital (savings, withdrawals, inheritance, sale of property or company, etc.) and wish to grow it without risk of capital loss and with a fixed and attractive return.
Béton Capital's investments are accessible to everyone of contracting age and ability.
Béton Capital has designed its bond issues by putting itself in the shoes of its investors.
Here are some of the advantages:
- Your investment is protected from market volatility
- There is no charge
- You receive a fixed rate of return.
- The investment period is free
There are many other advantages, and you can find all the details on the information sheets for each product.
Béton Capital does not pass on any risk directly to you.
Most financial products or crowdfunding platforms make investors bear the risks of market fluctuations and resale difficulties, while charging high investment, management and resale fees.
Our approach is diametrically opposed. Béton Capital is committed to its investors.
Béton Capital charges no fees, guarantees the return and value of your investment contractually and reimburses you directly when you wish to withdraw all or part of your capital.
No, unlike crowdfunding, the stock market or investment funds, your capital is guaranteed, returns are fixed and you pay no fees.
If you were to cancel your policy tomorrow or in 50 years' time, you would suffer no loss of capital.
The minimum investment is CHF 5000 or € 5000
We draw up a contract detailing all the conditions of your investment and enabling us to identify you formally. You pay the capital you want and start receiving interest from the first month.
We only accept bank transfers in CHF or €. We will confirm receipt after each payment.
All contractual documents can be sent and signed digitally.
The documents and the information they contain are strictly confidential.
Once the investment has been finalised, you will receive confirmation that the funds have been received, together with a countersigned copy of the investment contract.
Investors receive an annual certificate summarising the amounts invested and the returns received, as well as the new position of their investment.
If you have invested in BC Growth, the interest is reinvested annually, your capital grows and so does your interest.
If you have invested in BC Revenu, the interest is distributed monthly and your capital does not change.
For all other investments, please refer to the terms and conditions of the contract drawn up at the time of your investment.
Yes, you can cancel at any time, and withdraw all or part of your capital subject to 12 months' notice.